State-owned Punjab National Bank (PNB) on Monday posted a 13 per cent improvement in net profit to Rs 5,100 crore for the third quarter ended December 2025 on account of a decline in bad loans.

The second-largest public sector lender had earned a net profit of Rs 4,508 crore in the same quarter a year ago. This is the highest-ever quarterly profit for the bank, and it aims for an excess of Rs 5,000 crore bottom line every quarter, PNB MD and CEO Ashok Chandra said during a media interaction.