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UPI transactions surge 28 percent at 21.70 billion in Jan: NPCI
Updated On: 01 February, 2026 01:25 PM IST | New Delhi | IANS
UPI transactions in January surged 28 percent year-on-year to 21.70 billion, with transaction value rising 21 percent to Rs 28.33 lakh crore. Daily transactions averaged 700 million, driven by strong growth in person-to-merchant payments and widespread QR adoption
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-1769930465797_d.png "UPI transactions surge 28 percent at 21.70 billion in Jan: NPCI")
UPI transactions accelerate in January, powered by QR payments. Representational Image
The unified payments interface (UPI) saw 28 per cent transaction count growth (year-on-year) at 21.70 billion in the month of January — along with registering 21 per cent annual growth in transaction amount at Rs 28.33 lakh crore, the National Payments Corporation of India (NPCI) data showed on Sunday.
Month-wise, the UPI transaction count as well as amount grew significantly too. Average daily transaction amount in January stood at Rs 91,403 crore, up from Rs 90,217 crore in December, the NPCI data showed.
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