Whether it is upgrading your home, your wardrobe and accessories, or more, these big-ticket purchases can burn a hole in your pocket.
To ease this financial burden, you can opt for a Bajaj Finserv EMI Network Card.
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This card allows you to make big purchases and saves you from paying the entire amount at once by converting the cost into affordable EMIs.
Moreover, with a Bajaj Finserv EMI Network Card, you can enjoy shopping for any product or service from over 1.2 Lakh partner stores across India! In fact, with a Bajaj Finserv EMI Network Card, online shopping is a breeze too.
Read on to know more about how this EMI card enhances your shopping experience in seven different ways.
Shop Your Heart Out with a Pre-approved Limit of ₹2 Lakhs
With a Bajaj Finserv EMI Network Card, you no longer need to ponder upon whether you can purchase an expensive product or avail a costly service. This card comes with a pre-approved limit of ₹2 Lakhs, so you do not have to worry about the number on your product’s price tag.
Choose this EMI card as your preferred payment method when buying any product or service. That’s all, and you need not pay any upfront cost. Instead, you can choose to pay in affordable and convenient EMIs.
While this high limit does it make it easier to get the items you want, plan your purchases and consider your finances. You are responsible for repaying the amount you utilise, and overborrowing can deplete your savings or disrupt your budget.
Make Big-ticket Purchases Pocket-Friendly with No Cost EMIs
Making an upfront payment for big-ticket appliances or services like a flight trip for a foreign trip can be daunting. Thanks to the Bajaj Finserv EMI Network Card, as this helps you convert the total amount to easy and affordable No Cost EMIs.
The biggest advantage of the No Cost EMI is that you only have to pay the actual cost of your purchase. As compared to a regular EMI, you are not charged any interest on the total amount. Otherwise, you pay almost 10-15% over and above the product’s cost when you opt for the usual EMIs.
Choose from Over 1 Million Options
Bajaj Finserv has partnered with over 1.2 Lakh partner stores offering a range of products and services. So, you can use this EMI card to shop any of these 1.2 million+ products available.
Moreover, Bajaj Finserv has also partnered with e-commerce platforms like Flipkart and Amazon, which have crores of products, including:
- Electronics
- Home decor
- Personal care
- Toys
Select a Tenure that Works for You
One of the most attractive features of the Bajaj Finserv EMI Network Card is that it lets you choose the tenure at your convenience. When you make a purchase using this card either at the POS machine or online, it asks for your preferred term of repayment.
High prices cannot hold you now from buying your preferred product as you can repay the entire cost over a tenure between 3 and 24 months.
Shop from Offline and Online Stores
As mentioned, Bajaj Finserv has partnered with more than 1.2 Lakh stores across 2,900 cities in India. So, you just need to step into a partner store and choose the product you wish to buy. Then, to buy it on a No Cost EMIs, proceed to pay with your EMI card at the POS machine.
In addition, the Bajaj Finserv EMI Network Card is also accepted at partner brand websites and e-commerce stores like Flipkart and Amazon. With the Bajaj Finserv EMI Network Card, online shopping becomes as easy and convenient as possible.
Forego Additional Charges
When you choose standard EMI, you have to bear with other stresses like interest charges, payment processing, foreclosure fees, etc. However, with Bajaj Finserv EMI Network Card, you do not have to worry about paying any extra charges other than the cost of the product.
Even if you decide to close the EMI repayment before the due date, you need not pay any foreclosure penalty.
Enjoy Easy Application and Approval
You may have understood that shopping with Bajaj Finserv EMI Network Card is a hassle-free process. Just like that, applying for this card is also very easy and convenient. You can apply online at the Bajaj Finserv website.
In addition, you can also apply for it offline at any of Bajaj Finserv’s partner stores. If you meet the eligibility criteria, you can get quick approval.
To conclude, the Bajaj Finserv EMI Network Card is one of the best options for buying any product with a hefty price tag. With this card, you can convert the entire cost into easy EMIs and repay them within a comfortable tenure.
Moreover, this card is accepted at more than 1.2 Lakh stores offering a plethora of product categories to choose from. To get started, visit the Bajaj Finserv partner store to purchase your desired product on No Cost EMIs.
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