India’s digital payment landscape continues to sparkle, reflecting the country's rapid growth in online transactions over the past few years. According to Reserve Bank of India (RBI), digital transactions in the first half of 2025 (H1) accounted for 99.8 per cent of the total payment volume and 97.7 per cent of the total transaction value, news agency IANS reported.  

As Unified Payments Interface (UPI) continues to dominate the digital ecosystem, India’s growth in the digital banking sector shines bright. With digital transactions accounting for 85 per cent by volume and 9 per cent by value in the first six months of the year, the power of the digital economy is on the rise.