Even as most Indians are busy working hard during their adult years, they are thinking about their retirement, not only to enjoy a good time off work, but also to be financially prepared so that they don't face any difficulty in the future.

Retirement planning has been ranked as Indians’ first financial priority even as actual preparedness or a plan in place collapsed to 37 per cent from 67 per cent in 2023, a report said on October 29. 

The report from PGIM India Mutual Fund said that retirement took the first spot, climbing from eighth place, as lifestyle and entrepreneurial goals overshadow family-centric concerns.