Even as most Indians are busy working hard during their adult years, they are thinking about their retirement, not only to enjoy a good time off work, but also to be financially prepared so that they don`t face any difficulty in the future.

Retirement planning has been ranked as Indians’ first financial priority even as actual preparedness or a plan in place collapsed to 37 per cent from 67 per cent in 2023, a report said on October 29. 

The report from PGIM India Mutual Fund said that retirement took the first spot, climbing from eighth place, as lifestyle and entrepreneurial goals overshadow family-centric concerns.