After working as an investment banker for three years at a multinational investment bank in London, Minakshi Agrawal Todi decided to globetrot. In the middle of her travels, she encountered backpackers as young as 18 who were in debt. It got her to think about why there was so little financial literacy. "I realised that no matter what your occupation is, we are ultimately working to make money. So everyone needs to learn how to manage it. Also, people don't know what other avenues are there, outside of their job," she shares. To tackle that, this year, she started The Finance Box, a platform that offers workshops on all things money.