The dawn of the new year ushers in increased gym memberships, owing to one of the most cliched new year resolutions of all time - losing weight. But the fervour of weight loss dies down in a few months (even weeks for some who lack the willpower) and the early morning alarms would, more often than not, be cancelled. But what if someone offers you a reward for staying healthy? Yes, insurance companies offer the reward of lower premiums for people who control their diet and exercise regularly. That’s one more reason for you to stay motivated to meet your fitness goals!