An insurance claim can be denied if a vehicle does not have valid registration, the Supreme Court said while rejecting a claim in the theft of a car that had temporary registration.

A bench headed by Justice UU Lalit said the claim of insurance amount be dismissed if there is a fundamental breach of the terms and conditions of the policy. "What is important is this Court`s opinion of the law, that when an insurable incident that potentially results in liability occurs, there should be no fundamental breach of the conditions contained in the contract of insurance," said the bench also comprising Justices S Ravindra Bhat and Bela M Trivedi.