The Reserve Bank of India (RBI) cautioned the public against using websites or applications, and parting with their money to any unauthorized entity.

"It had come to the notice of the Reserve Bank of India (RBI) that TalkCharge Technologies Pvt Ltd (entity), a company having its registered office at Gurgaon, Haryana is issuing Prepaid Payment Instruments (Wallets) through its website and app (application) 'TalkCharge' without obtaining the required authorisation from RBI under the provisions of the Payment and Settlement Systems Act, 2007", according to RBI's press release.