In today's time, men and women both are getting numerous virtuous opportunities at the work place. Women are touching new statures in their respective careers. Still, there are many discriminating factors in respect of women, who face more challenges when it comes to managing personal finances than their male counterparts.

Akash Shukla, Founder, Uprise India Initiative Foundation says, "As per the Monster Salary Index (MSI), the gender pay gap in India is about 19 percent; where men earn Rs. 46.19 in comparison to women. The median gross hourly salary for men in India in 2018 stood at Rs 242.49, while for women it stood at around Rs 196.3. It is a sheer fact that wage gap still exists in India. It has been seen that for higher skilled jobs, the gap was even more. This clearly indicates that women earn less money than men. It is very difficult for women to manage daily homely requirements when she earns less, as they have to be very careful about what she spend, where and how she can manage her finances."